Inquiring to the Insurance Company

3/1/2022 (Permalink)

Your homeowners' insurance will vary depending on your policy, but many insurance companies cover floods caused by storms, backed-up city sewers and storm drains, faulty sump pumps, or burst pipes. The insurance company will dispatch an adjuster to inspect and assess the damage to decide whether or not it is a covered loss. If your losses and damages are covered by insurance, the sooner you contact the provider, the sooner they will pay out. Repairs can be pricey, but the insurance money will help you get your home back in order faster and with less financial stress.

If your flooding is part of a bigger weather disaster, your insurance carrier may be unable to send an adjuster soon away. Take as many photos as you can before, during, and after cleaning to document the values of everything. This will assist the adjuster when he or she arrives to inspect the damage.

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