What if I can’t live in my home because of storm damage?

8/16/2021 (Permalink)

If you can’t live at home because of a damage, such as tree damage, you can get additional living expenses under the “loss of use” portion of your homeowners insurance policy.

Additional living expenses can help cover extra costs such as:

• Hotel bills
• Restaurant meals
• Laundry services
• Pet services

Loss of use coverage is usually set at a certain percentage of your dwelling coverage. For example, if your loss of use limit is 20% of your dwelling coverage amount, and your dwelling is insured for $250,000, you would have up to $50,000 for additional living expenses. You may be able to purchase higher limits for loss of use.

https://www.forbes.com/advisor/homeowners-insurance/storm-damage-insurance-claims/

SERVPRO of Grand Prairie  is here for all of your restoration needs.