Preventive Measures
8/3/2021 (Permalink)
Although you might have the right coverage for freezes, snow, ice, or windstorm damage, you still need to maintain your property. Before winter starts, take the opportunity to evaluate your roofs.
Large, flat roofs, those with heavy insulation, and those in shady areas have highest risk of dangerous snow and ice build-up, as do roofs of varying levels, which can create drifts. Skylights and vents can also cause structural weaknesses and leaks. Poorly insulated areas of roofs can cause problems by allowing heat to escape, causing snow to melt and refreeze.
Snow causes the most problems when it accumulates over time. The actual weight of the snow doesn’t depend on its depth, but rather the amount of water that it contains. Water content varies because of the difference in snow crystal structure. In general, snow that falls at warmer temperatures will be denser; snow also packs down over time and becomes denser. Zurich Re, a reinsurance company, estimated that one foot of dry snow weighs about three pounds per square foot, while wet snow can weigh as much as 21 pounds per square foot. If snow accumulations occur in your area, plan ahead for safe removal.
Likewise, in high-wind areas, roofs, windows, and doors can allow wind to enter and are your building’s most vulnerable areas. Checking structures on a regular basis to ensure they are in proper working order and meet current codes can help you prevent major damage. Ensure your company has enough business income coverage to weather a loss in income due to damage from snow, ice, windstorm, or other covered cause.
https://www.bpj.com/resources/blog/avoiding-winter-storm-damage/
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