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Fire & Water - Cleanup & Restoration

When Does an Insurance Company Cover Gradual Damage?

4/15/2020 (Permalink)

When Does an Insurance Company Cover Gradual Damage?

This is where things get tricky. You can figure out what an insurance company will and will not cover based on the policy wording. Your insurance advisor, agent or broker is the best person to review the exact details of your wording with you. You will have to review the exclusions of your policy as well as the type of coverage you have. 

Water Damage Exclusions on Home Insurance

All insurance policies exclude wear and tear, and gradual damage, however, there may be some "exceptions".


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