What you need to know
2/10/2020 (Permalink)
If you rent, rather than own, your home, much of the repair responsibility will fall on your landlord or the apartment building's management company. However, in addition to immediately alerting your landlord or superintendent, you still should follow the above steps in order to minimize safety hazards and damage to the home and your property. Be aware that your renters insurance policy won't cover flooding—unless the flooding is the result of a leaking or burst pipe.
Document the Water Damage
Once the scene is safe, and before you remove any water or other debris, take photographs and/or shoot video footage of all flooded areas and the damage the water has caused. This evidence will be used to support your flood insurance claim. One important fact you must note is the source of the water. Flood water is categorized into three types, each of which poses a different risk to you or anyone else who carries out repairs or maintenance to address the problem.
https://www.valuepenguin.com/homeowners-insurance/what-to-do-house-flooded
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