protect your business from wind and hail damage

11/5/2019 (Permalink)

Strong winds and hailstorms can cause significant damage in very little time to a business’s property, resulting in costly repairs and potentially a lengthy business disruption. Beyond the typical structural damage from a storm, gale-force winds can push trees or projectiles onto buildings, and hail can shatter windows and damage your exterior.

Protect your business with adequate wind and hail insurance coverage

A destructive storm can hit anywhere, but certain areas of the country are more likely to experience windstorms – a fact that may be reflected in your business’s insurance coverage. Wind and hail insurance claims are covered through commercial property insurance, which can help you pay to repair or replace damaged property, including equipment, supplies, and structures. A business owner's policy (BOP), which is specifically designed for small businesses, bundles commercial property with general liability insurance at an affordable price, and can also potentially pay for business property damage in the event of a storm.

If you’re in an area with a high risk of windstorms, review your policy language carefully with your Insureon agent. If you’re located in a high-risk zone, you may be able to purchase coverage as an endorsement to your standard small business insurance policy. This could mean a higher premium but more coverage in the event of a serious storm.

https://www.insureon.com/blog/how-to-protect-your-business-from-wind-hail-damage

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