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Fire & Water - Cleanup & Restoration

Gradual damage

8/5/2019 (Permalink)

Examples of tree falling on roof causing water damage & gradual damage

  • Following a water damage claim that was covered as a result of a tree falling on the roof and creating an opening in which water poured into the home, the opening and roof were repaired by the insurance company.
  • The damage in the home was repaired, however, several months later the homeowners noticed a funny smell or paint chipping near where the repairs had been done. They call the insurance company who took care of the claim, and they are advised that there is still humidity or even worse, newly formed mold where the damage had been.

On rare occasions, addition damage may occur after or as a result of a claim, and not be caught. If the gradual damage is a result of the original claim that was covered, the insurance company may decide to cover it.


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